Visa Low-Rate Gold
At 9.9%, the Low Rate Dominion Lending VISA Desjardins Modulo GOLD card offers our best credit card rate. It’s also one of the lowest credit card rates in the country.
- Interest rate: 9.9%
- Annual fees: $50
- Rewards program 1%
- 3-Day Travel Insurance at no charge
1% of purchases credited as BONUSDOLLARS
Additional card features
- Free unlimited access to online VISA Desjardins account management
- Supplementary cards: $10/year
- $5,000 minimum credit limit
- Credit balance insurance available upon request
- Purchase protection and extended warranty
- A second credit limit with Accord D Desjardins financing
- No-fee travellers cheques
- Up to 20% discount on Hertz car rentals
- Daily cash advances of up to $5,000, anywhere in the world
- ZERO liability in the event of fraud
- Free access to the Travel Assistance Service
- Annual Cash Back Credit program includes:
- 1% of net purchases exceeding $20,000 will be credited to your VISA account on the account anniversary date for a max of $800 per year.
- Complete extended travel insurance coverage includes:
- Emergency Health Care Coverage – up to $5,000,000
- Trip Cancellation Coverage – max $2,000/person before departure, unlimited after departure
- Baggage Coverage – up to $1,000/person
- Auto Rental Collision/Loss Damage Insurance – max 48 days
- Common Carrier Travel Accident Coverage – up to $125,000
All rates and fees are effective August 1, 2012, and are subject to change without notice.